Molly

Getting a Loan Without a Credit Rating

Is it possible to get a loan without a financial rating? Who will lend me money without a credit rating? If I can't get a loan, how can I get credit? These questions circle the minds of many people who would like to get a loan but are unsure how to go ab... Read >

Canada's Health Care System Getting Facelift

A recent call to overhaul Canada's health care system could soon see changes in the overall system. The Canadian Medical Association, Canada's largest group of doctors, have created a new framework that is aimed at improved quality of care with increased ... Read >

Reasons to Get a Bad Credit Loan

If you have bad credit and think your borrowing-life is doomed, it simply is not so. With banks relying so heavily on credit scores and credit histories to determine your worthiness, it sometimes seems unfair, especially if your bad credit history is old ... Read >

Credit Score Dilemmas and Bad Habits

We all know that bad financial habits will hurt us in the long run. Not keeping track of our spending, neglecting to take advantage of the new tax-free saving account or simply not fulfilling promises to top up our personal savings each month are only a f... Read >

The Cost of Television

Have you ever wandered through someone's home and counted the number of televisions? There are an average of three televisions in every home in Canada. And with our population having just passed the 34M mark, that makes for a lot of plasma. About 88% of C... Read >

Weird and Wacky Ways to Stretch Your Dollars

Sometimes it can be a whole lot more fun to be weird and wacky than normal and predictable. And, if it saves you a few bucks, that makes it even more great, right? Here are some out-of-the-box ways to save when you are trying to stretch your budget dollar... Read >

Canada's Economic Recovery Slowing

A recent economic retake of the predicted recession recovery for Canada shows the country is not improving as fast as hoped. As a matter of fact, it's been stated that Canada is slowing much quicker than previously anticipated. However, the Bank of Canada... Read >

How to Get a Discount on Buying a Car

If you are considering a new car purchase, there are a few bartering secrets that you should know to get the best deal you can. When looking at the sticker price on a car, the MSRP or manufacturer's suggested retail price, is the price the dealer would... Read >

Get Your Savings Stocked

It can be frustrating when you try to save money but never seem to get started, let alone achieve the goal. Hiding it under the mattress, entrusting it to a friend, or 'forgetting' about the extra dollars in your account may be ways to save, but most like... Read >

Cutting Costs on Family Vacations

Summer is definitely here and if you've been thinking of a family get away but have some financial concerns, here are a few tips that could help save enough money to make that holiday wish come true. The first thing you should invest in is time on the ... Read >

Realistic Considerations When Buying a Home

Buying a home is a very exciting venture for most people, especially if it is your first time. Driving around to look at neighbourhoods and house listings can be equally as exciting. Once you have the incentive to go ahead with your plan to purchase, ther... Read >

Conservative Spending Rules

We all might feel a certain irony (or irritation, perhaps, depending on your political affiliation) about the $1B Canada spent on security and estimated further $1B to host the G8 and G20 summits recently since the meetings were all about wasteful governm... Read >

How Much Debt Can You Bear?

So, how much debt can you bear? Some experts say to never carry over any amount on your credit card from month to month; others allow 35% of your total credit limit; still more experts argue that you can carry up to 70% over each month on your credit card... Read >

Your Attitude and Your Money

Have you ever thought about how you feel about your money? Money defines so much of our lives-what we wear, where we live, what kinds of vacations we can take, our choices of higher education, and so on-maybe it's a good idea to take notice of how we feel... Read >

It's How You Spend It

Have you ever noticed that debt doesn't seem to respect incomes? Some people don't make much money and yet are debt free, but some people have big incomes and yet are always shy on cash. That's because there are two ways to do just about everything-one wa... Read >